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Long story short, be careful who you trust, especially when substantial money is involved, and always disclose everything properly, which is hard to do when you are going through difficult situations, as this is the last thing you are probably thinking of at the time. In closing, I have had more experience in the markets, business, and life than most, yet I am grateful thankful for every day. Additionally, I have learned through success and failures that you have to move forward, and if you can do this, your life will form a rich tapestry of stories.. Our generation is a beneficiary of the long term impacts of CS's several contributions to education, agriculture, science and technology to name a few. He was one of the architects of modern India and relied on evidence based approaches in decision making. Transparency and probity were his powerful tools. That would amount to a nearly 60% decrease in the number of black infants that die each year. Instead, black babies are nearly